Register to Win


You Could Win Up to $50,000 at our Litchfield/Pawleys Island Branch Grand Opening Party!

To register, join us Saturday, Nov. 9, 11 a.m. to  2 p.m. at 13021 Ocean Highway,  Pawleys Island, SC 29585 


And while you're there, ask about our 1% APY* VIP Checking, exclusive to Litchfield/Pawleys Island branch customers through February 2014. 


  • Enjoy a FREE lunch of hamburgers, hot dogs and Ben & Jerry's ice cream.
  • There will be children's activities like an inflatable slide, balloon artist and free glitter tattoos
  • Live radio broadcast


And bring a new or gently used coat for our "Coats for Kids" program.  All donated items will be distributed to kids currently enrolled in Georgetown County schools.


*Balances of $0.01 to $100,000 will earn 1% APY. Balances greater than $100,000 will earn 0.25% APY.  Minimum balance to avoid a $6 fee is $1,500 (fee is waived first 6 months after account opening). Minimum balance to open is $50. The Annual Percentage Yield is available on accounts opened at the Litchfield/Pawleys Island office only and is subject to change at any time.  Offer valid until 2/28/14. 

How to Enter the Contest:

a. The Pick till you Win contest will begin on Nov. 9 11:00 am and end on Nov. 9 2:00 pm.

b. To participate in the contest, register for a chance to win at CresCom Bank, 13021 Ocean Highway Pawleys Island, SC 29585.  To register for a chance to participate, specify (register to win, fill out entry card, website, etc).  How the qualifiers will be chosen break out individually.  

c. Limit one (1) entry per person.  Entrants may be disqualified at the sole discretion of CresCom Bank.

2. Eligibility Restrictions:

a. The contest is open to all contest participants who are 18 years of age or older and who reside in South Carolina. Employees, officers, and directors of CresCom, The Brandon Agency and Odds On Promotions, their respective affiliated companies, subsidiaries, distributors, dealers, retailers, printers, advertising, and promotion agencies, any and all other companies associated with this contest, and the members of the immediate families or households of any of the above are not eligible. Immediate family shall include spouse, parents, children, siblings, grandparents, grandchildren and any other person residing within the same household.

b. Only one (1) winner per household is permitted in any contest.

3. Prizes:

a. Grand Prize:  Cash Approximate USD: $50,000

b. A maximum of one (1) Grand Prize will be awarded. If the one (1) available Grand Prize is won in accordance with these Rules, the contest will officially end at the time the Grand Prize is won. If the contestant does not successfully select five (5) Grand Prize winning contest envelopes from a randomly commingled group of forty (40) contest envelopes provide by OOP in accordance with these rules, no Grand Prize will be awarded. 

c. Grand Prize is provided courtesy of Odds On Promotions.

d. All prizes or prize certificates may be picked up at the office of CresCom Bank, 13021 Ocean Highway Pawleys Island, SC 29585.  Any prize or prize certificate not claimed within forty-five days of winning will be forfeited by the winner.  In the event that a prize or prize certificate is mailed to the winner, it will be with the prior written consent of the winner and therefore, winner assumes the risk of its arrival.  CresCom Bank is not responsible for the safe arrival of a prize or prize certificate.

e. Contest prizes are not transferable. Prizes may not be substituted for or redeemed for cash.

f. Grand Prize winner will receive 1099 IRS Tax form for the value of the Grand Prize as stated in these contest rules.

g. Prizes are limited solely to those items explicitly set forth herein and shall not include any and all other expenses, incidentals or taxes that may arise out of the winner’s receipt of this prize.

4. Selection and Notification of Winners:

a. Decisions of CresCom Bank and OOP with respect to the contest are final.

b. A total of one (1) finalist will be randomly selected from all eligible entries received to participate in the contest.  A selected finalist that cannot be reached or contacted to confirm their selection does not meet the eligibility requirements, or does not wish to participate in the Grand Prize contest will be disqualified.  An alternate finalist will be randomly selected.

c. In order to qualify for prize reimbursement, an eligible contestant must open one (1) contest envelope at a time for a corresponding randomly commingled group of forty (40) contest envelopes provided by OOP until he/she has successfully revealed FIVE (5) matching prizes/symbols.   If the matching prize/symbol revealed corresponds to Prize Level A per the table below, OOP will reimburse the Client the specified prize amount.

Prize Level A Prize Level B Prize Level C
# of envelopes containing this prize  level Five (5) Eighteen (18) Seventeen (17)
Prize: $50,000 Yeti Cooler  $250 Cash

d. Contestant is not allowed to open any additional contest envelopes after five (5) matching prizes/symbols have been revealed.

e. The envelope pick must occur in the presence of the Contest Administrator.  Any envelope pick attempt not in the presence of the contest Administrator is not eligible for a Grand Prize, regardless of the outcome.

f. The odds of being selected as an official contestant(s) are dependent upon the number of entries received. The odds of winning the contest once selected as an official contestant are:  1:511.

5. Conditions:

a. Payment of all federal, state and local taxes are the sole responsibility of the winner.  Winners will be required to sign an IRS Form W-9 or the equivalent.  Failure or refusal to execute the release will result in winner forfeiting the prize.  Photo identification and social security number of the Grand Prize winner may also be required in order to collect the prize

b. By participating in the contest, the winner or winners (and their guest or traveling companion, if any) agree to have their name, voice, or likeness used in any advertising or broadcasting material relating to this contest without additional financial or other compensation, and to sign a publicity release prior to acceptance of the prize.

c. A maximum (1) Grand Prize(s) will be awarded.  Grand Prize winner must accept delivery of prize from CresCom, or as otherwise instructed by CresCom.  All other costs related to prize delivery and acceptance is the responsibility of winner including but not limited to all federal state and local taxes.  All properly claimed prizes will be awarded.  Prizes are non-transferable and no cash redemption or prize substitution allowed, except at CresCom’s sole discretion or as provided herein.  CresCom reserves the right to substitute a prize of equal value not to exceed grand prize cost if an advertised prize becomes unavailable. 

d. Grand Prize winner(s) will be required to complete and return a W-9 form (if prize value exceeds $600.00), affidavit of eligibility, and liability/publicity release (Tennessee residents need not sign publicity release), and present a valid driver’s license and social security card before prize will be awarded.  Winners of prizes greater than $600.00 will be issued a 1099 form reflecting the value of the prize(s) and are responsible for paying all income taxes on prize(s).  Pursuant to the liability release, the winners will agree to hold Odds On Promotions, CresCom, its licensee, their affiliated companies and the officers, shareholders, directors, employees, agents and representatives of each of them harmless against any and all claims or liability arising directly or indirectly from the prize or participation in the contest.

e. CresCom reserves the right in its sole discretion to modify the contest rules and dates at any time for any reason.  Material modifications shall be announced on-air, when practical. By participating in this contest, you agree to be bound by these contest rules, any modifications thereof, and by all other rules imposed by the CresCom.

f. No purchase is necessary.  Purchase does not increase chances of winning. The contest is void where prohibited.

g. Failure to comply with the contest rules may result in a contestant's disqualification, at the sole discretion of CresCom.

h. CresCom is not responsible for typographical or other errors in the printing, the offering or the administration of the contest or in the announcement of a prize.

i. Copies of the written contest rules and a list of all winners are available during regular business hours of CresCom Bank, 13021 Ocean Highway Pawleys Island, SC 29585 or by sending a self-addressed stamped envelope to CresCom Bank.


CresCom Bank

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