Savings

From the young saver to the seasoned saver, CresCom Bank offers a great place to safely keep your nest egg. Opening a savings account is perfect for anyone who wants to start saving money, needs easy access to funds, to help with unexpected expenses and of course to save money for those things you have always wanted. CresCom offers a variety of Savings Account solutions, which include Young Savers, Pay You First and IRA savings.

To find out about other options on how to make your dollar go further, visit our certificates of deposit section. For more information, please call us 855-CRESCOM (855-273-7266).

Savings Account Type

Balance Requirement Service Charge Earns Interest Details Open a New Account Today

Young Savers

Yes* Yes** Yes
  • ​$7.00 monthly maintenance fee
  • $25.00 minimum balance required to avoid the monthly maintenance fee
  • Complimentary Online Banking
  • Quarterly Statement

** After the first 2 withdrawals or transfers each month, a per-withdrawal charge of $10.00 will be imposed

Savings

Yes* Yes** Yes
  • $25.00 minimum to open
  • ​$7.00 monthly maintenance fee
  • $200.00 minimum balance required to avoid the monthly maintenance fee
  • Interest bearing account (tiered)
  • Complimentary Online Banking
  • Quarterly Statements
  • Balance $25,000 and over earns a higher interest rate

** After the first 6 withdrawals or transfers each month, a per-withdrawal charge of $10.00 will be imposed

Open Now

Pay You First

No* Yes** Yes
  • No minimum to open
  • Monthly maintenance fee (requires at least one $25.00 or greater auto credit transfer per month from a CresCom Bank checking account to avoid the monthly maintenance fee)
  • Interest bearing account (tiered)
  • Complimentary Online Banking
  • Quarterly Statements

** After the 1st withdrawal or transfer each month, a per-withdrawal charge of $10.00 will be imposed

IRA Savings

Yes Yes Yes
  • Minimum to open $50.00
  • $7.00 monthly maintenance fee
  • Variable rate with no fixed term, no penalty for withdrawal
  • Contributions and Distributions are subject to IRS Laws
  • Can roll over traditional or ROTH IRAs
  • Minimum balance of $500.00 to avoid the monthly maintenance fee
  • Quarterly Statements
  • Interest bearing account (variable, no fixed term)
Young Savers
Yes*
Yes**
Yes
  • ​$7.00 monthly maintenance fee
  • $25.00 minimum balance required to avoid the monthly maintenance fee
  • Complimentary Online Banking
  • Quarterly Statement

** After the first 2 withdrawals or transfers each month, a per-withdrawal charge of $10.00 will be imposed

Savings
Yes*
Yes**
Yes
  • $25.00 minimum to open
  • ​$7.00 monthly maintenance fee
  • $200.00 minimum balance required to avoid the monthly maintenance fee
  • Interest bearing account (tiered)
  • Complimentary Online Banking
  • Quarterly Statements
  • Balance $25,000 and over earns a higher interest rate

** After the first 6 withdrawals or transfers each month, a per-withdrawal charge of $10.00 will be imposed

Open Now
Pay You First
No*
Yes**
Yes
  • No minimum to open
  • Monthly maintenance fee (requires at least one $25.00 or greater auto credit transfer per month from a CresCom Bank checking account to avoid the monthly maintenance fee)
  • Interest bearing account (tiered)
  • Complimentary Online Banking
  • Quarterly Statements

** After the 1st withdrawal or transfer each month, a per-withdrawal charge of $10.00 will be imposed

IRA Savings
Yes
Yes
Yes
  • Minimum to open $50.00
  • $7.00 monthly maintenance fee
  • Variable rate with no fixed term, no penalty for withdrawal
  • Contributions and Distributions are subject to IRS Laws
  • Can roll over traditional or ROTH IRAs
  • Minimum balance of $500.00 to avoid the monthly maintenance fee
  • Quarterly Statements
  • Interest bearing account (variable, no fixed term)

You can view Heath Savings details here

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