Checking

CresCom checking accounts offer a variety of features and benefits to fit needs. Each account offers its own unique features to make your life easier. Open an account today and experience a relationship with the nice bank.

Personal Checking Account

Balance Requirement Monthly Maintenance Fee Earns Interest

Features and Benefits

Open a New Account

Rewards Checking

Yes* Yes*, options available to refund the monthly maintenance fee Yes*
  • Complimentary Online Banking, Bill Pay and Mobile Banking
  • Complimentary Debit Card
  • Complimentary eStatement or Paper Statement
  • $.10 cash back for each pinless debit card transaction posted during the statement cycle over $25.00
  • 50% Discount on any size Safe Deposit Box
  • Interest bearing account
  • $10.00 monthly maintenance fee1 - $2.50 refund (up to $10.00) for each of the following qualifiers met within a statement cycle:

10 or more pinless debit card transactions over $25.00 posted to the account

$1,000.00 average balance

Aggregated direct deposits of $500.00

$10,000.00 customer average deposit relationship balance                

E-Statements

Maintain a Savings or Money Market relationship

Write 5 or fewer paper checks

Age 55 or better

Open Now

Platinum Checking

Yes* Yes*, options available to waive/refund the monthly maintenance fee Yes*
  • Complimentary Online Banking, Bill Pay and Mobile Banking
  • Complimentary Debit Card
  • Complimentary eStatement or Paper Statement
  • Complimentary CresCom Classic checks
  • All CresCom ATM foreign fees waived
  • 2 non-CresCom ATM fees waived per statement cycle
  • 50% Discount on any size Safe Deposit Box
  • Interest bearing account (tiered)
  • Complimentary Check Images
  • $10.00 monthly maintenance fee may be waived/refunded each statement cycle by meeting one item below : 

$2,000.00 minimum balance 

OR

$25,000.00 customer average deposit relationship 

Open Now

Convenience Checking

Yes* Yes*, options available to refund the monthly maintenance fee No*
  • Complimentary Online Banking, Bill Pay and Mobile Banking
  • Complimentary Debit Card
  • Complimentary eStatement2
  • $8.00 monthly maintenance fee1 may be refunded each statement cycle by meeting one item below:

Aggregated direct deposits of $400.00

OR

$400.00 minimum balance 

Open Now

Welcome Checking

No* Yes*, young adults under age 23 will have no monthly maintenance fee No*
  • Complimentary Online Banking3 and Mobile Banking
  • Complimentary Debit Card
  • No Minimum Balance required
  • Complimentary eStatement2
  • $3.95 monthly maintenance fee1 -monthly fee refunded for young adults under the age of 23
Open Now

Senior Checking

Yes* Yes*, options available to refund the monthly maintenance fee No*
  • Complimentary Online Banking, Bill Pay and Mobile Banking
  • Complimentary Debit Card
  • Complimentary eStatement or Paper Statement
  • Complimentary box of CresCom Classic checks4
  • 50% discount on any size Safe Deposit Box
  • $6.00 monthly maintenance fee1 may be refunded each statement cycle by meeting one item below:

10 or more pinless debit card transactions over $25.00 posted to the account

OR

aggregated direct deposits of $400.00

OR

$400.00 minimum balance 

Open Now

Veterans Checking

Yes* Yes*, options available to refund the monthly maintenance fee No*
  • Complimentary Online Banking, Bill Pay and Mobile Banking
  • Complimentary special patriotic designed Debit Card and personalized checks
  • Complimentary Debit Card
  • Complimentary eStatement or Paper Statement
  • Complimentary commemorative pin at account opening
  • 50% discount on any size Safe Deposit Box
  • $6.00 monthly maintenance fee1 may be refunded each statement cycle by meeting one item below:

10 or more pinless debit card transactions over $25.00  posted to the account

OR

aggregated direct deposits of $400.00

OR

$400.00 minimum balance 

Open Now

Individual Health Savings

yes* Yes*, may be waived with average daily balance Yes*
  • Complimentary Online Banking, Bill Pay and Mobile Banking
  • Complimentary Debit Card
  • Complimentary eStatement or Paper Statement
  • Complimentary 1st order of Standard CresCom Wallet checks
  • Interest bearing account
  • $10.00 monthly maintenance fee1 may be waived with a $250 average daily balance each statement cycle

Family Health Savings

Yes* Yes*, may be waived with average daily balance Yes*
  • Complimentary Online Banking, Bill Pay and Mobile Banking
  • Complimentary Debit Card
  • Complimentary eStatement or Paper statement
  • Complimentary 1st order of Standard CresCom Wallet checks
  • Interest bearing account
  • $10.00 monthly maintenance fee1 may be waived with a $250 average daily balance each statement cycle
Rewards Checking
Yes*
Yes*, options available to refund the monthly maintenance fee
Yes*
  • Complimentary Online Banking, Bill Pay and Mobile Banking
  • Complimentary Debit Card
  • Complimentary eStatement or Paper Statement
  • $.10 cash back for each pinless debit card transaction posted during the statement cycle over $25.00
  • 50% Discount on any size Safe Deposit Box
  • Interest bearing account
  • $10.00 monthly maintenance fee1 - $2.50 refund (up to $10.00) for each of the following qualifiers met within a statement cycle:

10 or more pinless debit card transactions over $25.00 posted to the account

$1,000.00 average balance

Aggregated direct deposits of $500.00

$10,000.00 customer average deposit relationship balance                

E-Statements

Maintain a Savings or Money Market relationship

Write 5 or fewer paper checks

Age 55 or better

Open Now
Platinum Checking
Yes*
Yes*, options available to waive/refund the monthly maintenance fee
Yes*
  • Complimentary Online Banking, Bill Pay and Mobile Banking
  • Complimentary Debit Card
  • Complimentary eStatement or Paper Statement
  • Complimentary CresCom Classic checks
  • All CresCom ATM foreign fees waived
  • 2 non-CresCom ATM fees waived per statement cycle
  • 50% Discount on any size Safe Deposit Box
  • Interest bearing account (tiered)
  • Complimentary Check Images
  • $10.00 monthly maintenance fee may be waived/refunded each statement cycle by meeting one item below : 

$2,000.00 minimum balance 

OR

$25,000.00 customer average deposit relationship 

Open Now
Convenience Checking
Yes*
Yes*, options available to refund the monthly maintenance fee
No*
  • Complimentary Online Banking, Bill Pay and Mobile Banking
  • Complimentary Debit Card
  • Complimentary eStatement2
  • $8.00 monthly maintenance fee1 may be refunded each statement cycle by meeting one item below:

Aggregated direct deposits of $400.00

OR

$400.00 minimum balance 

Open Now
Welcome Checking
No*
Yes*, young adults under age 23 will have no monthly maintenance fee
No*
  • Complimentary Online Banking3 and Mobile Banking
  • Complimentary Debit Card
  • No Minimum Balance required
  • Complimentary eStatement2
  • $3.95 monthly maintenance fee1 -monthly fee refunded for young adults under the age of 23
Open Now
Senior Checking
Yes*
Yes*, options available to refund the monthly maintenance fee
No*
  • Complimentary Online Banking, Bill Pay and Mobile Banking
  • Complimentary Debit Card
  • Complimentary eStatement or Paper Statement
  • Complimentary box of CresCom Classic checks4
  • 50% discount on any size Safe Deposit Box
  • $6.00 monthly maintenance fee1 may be refunded each statement cycle by meeting one item below:

10 or more pinless debit card transactions over $25.00 posted to the account

OR

aggregated direct deposits of $400.00

OR

$400.00 minimum balance 

Open Now
Veterans Checking
Yes*
Yes*, options available to refund the monthly maintenance fee
No*
  • Complimentary Online Banking, Bill Pay and Mobile Banking
  • Complimentary special patriotic designed Debit Card and personalized checks
  • Complimentary Debit Card
  • Complimentary eStatement or Paper Statement
  • Complimentary commemorative pin at account opening
  • 50% discount on any size Safe Deposit Box
  • $6.00 monthly maintenance fee1 may be refunded each statement cycle by meeting one item below:

10 or more pinless debit card transactions over $25.00  posted to the account

OR

aggregated direct deposits of $400.00

OR

$400.00 minimum balance 

Open Now
Individual Health Savings
yes*
Yes*, may be waived with average daily balance
Yes*
  • Complimentary Online Banking, Bill Pay and Mobile Banking
  • Complimentary Debit Card
  • Complimentary eStatement or Paper Statement
  • Complimentary 1st order of Standard CresCom Wallet checks
  • Interest bearing account
  • $10.00 monthly maintenance fee1 may be waived with a $250 average daily balance each statement cycle
Family Health Savings
Yes*
Yes*, may be waived with average daily balance
Yes*
  • Complimentary Online Banking, Bill Pay and Mobile Banking
  • Complimentary Debit Card
  • Complimentary eStatement or Paper statement
  • Complimentary 1st order of Standard CresCom Wallet checks
  • Interest bearing account
  • $10.00 monthly maintenance fee1 may be waived with a $250 average daily balance each statement cycle

* Non-sufficient funds, overdraft and sustained overdraft fees may apply. 

1 - Check images available for $5 per statement cycle

2 - Paper statement available for $3 per statement cycle

3 - Bill Pay available for $2.95 per statement cycle

4 - One (1) box of checks per year

CresCom Bank

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