Free Checking that's full of features—not rules

Perfect if you're just starting out or just want a fresh (and free) start.

Free Checking that's full of features—not rules

Perfect if you're just starting out or just want a fresh (and free) start.

Free and easy checking is the right place to start

  • No minimum balance and no monthly maintenance fee
  • Easy-to-open checking that's simple to manage
  • Great choice for students, recent grads and young professionals

Tech tools. Also free.

  • eStatements and Mobile Banking with Check Deposits
  • Friend-to-friend payments with Zelle®
  • Apple Pay®, Google Pay® and Samsung PayTM

A Personal Finance Tool

to help you control your money, track spending and save for the future.

Open a free checking account

Here's all you need:

Social Security Number (SSN)

Driver's License or State ID

$50 Opening Deposit (No minimum balance required.)

(Must be at least 18 years old.)

Improve your experience with the Bank With United Mobile Banking App

  • Download the app
  • Sign in using your Online Banking username and password
  • Easily view and manage your United Bank accounts