Julia C. Howell

Headshot of Julia Howell Mortgage Loan Officer
NMLS #: 289966


I have been a lender in the Columbia Area for 25 years. Over the years, I have helped hundreds of families fulfill their dream of homeownership. I am a transplant from Elizabeth City, NC, where I was born and raised, but I am now a South Carolinian to the core. I am the proud mother of my son Michael, who makes his home in West Columbia, SC with his wife Staci. My husband Robin and I attend Mt. Horeb United Methodist Church in Lexington and I am a member of the Greater Cayce-West Columbia Chamber of Commerce in West Columbia. I graduated from Coker College in 1994 with a Bachelor of Science degree in Business Management. I love my job because it allows me to help fulfill the dreams of my clients as they build or purchase their new home or refinance their current residence. I work hard to satisfy the mortgage needs and exceed the expectations of my customers. I am committed to striving for excellent customer service throughout the loan process and extending that relationship with my clients over the life of the loan.

I believe my role as your Loan Officer is to guide you as my client through the complete mortgage process, taking the time to make sure you understand every step of the loan process. I am dedicated to making sure my clients are informed when new products come available that may help them realize their dream to own a home or cut their mortgage costs. By completing ongoing continuing education and training, I am able to deliver high quality services to my customers and clients. And because mortgage transactions don't stick to regular business hours, I am available when you need me.  No “Banker’s Hours” for me…I work for my clients until the job is finished.

Julia Howell
Mortgage Loan Officer | Retail Mortgage
NMLS 289966

CresCom Bank
1219 Knox Abbott Dr, Cayce, SC 29033
O 803.404.5263 | C 803.414.1040| F 803.462.4361

jhowell@haveanicebank.com

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