Residential Lot Loans

toy house

What is a Residential Lot Loan?

Residential lot loans are designed to help you purchase the lot that you wish to build your dream home on. CresCom's lot loan requirements are as follows:

  • Purchase ONLY, no Refinance  (Borrower must intend to Build)
  • Maximum Loan Amount $100,000.00 (over $100,000.00 will be considered on a case by case basis).
  • Loans of $100,000 or less are available up to a maximum of 85% LTV with minimum 740 credit score and up to a maximum 80% LTV with a minimum credit score of 700.
  • Lot must be an Existing, Platted Suburban Subdivision  (Water, Sewer, Power & less than 2 acres)

CresCom Bank offers 2 residential lot loan program options below:

  • Interest only 
  • Amortizing options 


Do not hesitate to email or call our Mortgage Team as we are here to listen and ready to find the perfect solution for you!

Contact Us at: 855-CRESCOM (273-7266) or

Apply for a Residential Lot Loan Today!


LTV means loan-to-value ratio. LTV's and Interest Rates/APR's may be higher for applicants with lower credit scores.

NMLS# 462560

CresCom Bank

You are now leaving our site

By continuing, you will be leaving the CresCom website. CresCom is not responsible for the accuracy of information provided nor the safety of the website.

Click here to continue and leave the CresCom website.