Checking

From the self-employed workers, to the founders of startup companies, if you are an independent entrepreneur looking to lessen tax headaches and liabilities, empower your employees and looking to expand your business we have your back. CresCom offers a wide variety of Checking options to fit the needs of any business. No matter what life throws your way CresCom has got you covered with Commercial Checking, Business Interest Checking and Community Checking. 

For more information, please call us 855-CRESCOM (855-273-7266).

Business Checking Account Type

Minimum to Open Balance Requirement Service Charge Earns Interest

Features and Benefits

Business First

$50 Yes Yes No
  • $50.00 minimum to open
  • Complimentary eStatement or Paper Statement
  • $9.95 monthly maintenance fee
  • 20 pinless debit card transactions over $25.00 per month OR $500.00 minimum balance required to refund the monthly maintenance fee
  • 250 items processed per statement cycle at no charge
  • $.45 per item over 250 (credits, debits, deposited items)
  • Coin & Currency deposited: First $5,000.00 deposited per month is Complimentary ($1.50 per $1,000.00 after $5,000.00)
  • No Interest earnings

Business Plus

$50 Yes Yes No
  • $50.00 minimum to open
  • Complimentary eStatement or Paper Statement
  • $15.00 monthly maintenance fee
  • $3,000.00 minimum balance to avoid the monthly maintenance fee
  • 500 items processed per statement cycle at no charge
  • $.45 per item over 500 (credits, debits, deposited items)
  • Coin & Currency deposited: First $10,000.00 deposited per month is Complimentary ($1.50 per $1,000.00 after $10,000.00)
  • No Interest earnings

Business Interest

$50 Yes Yes Yes
  • Complimentary eStatement
  • Paper Statements available for $3.00 per month
  • $15.00 monthly maintenance fee
  • $2,000.00 minimum balance OR $10,000.00 in deposits to avoid the monthly maintenance fee
  • Interest bearing account
  • 250 items processed per statement cycle at no charge
  • $.45 per item over 250 (credits, debits, deposited items)
  • Coin & Currency deposited: First $5,000.00 deposited per month is Complimentary ($1.50 per $1,000.00 after $5,000.00)

Commercial Checking

$50 No Yes No
  • Free eStatement or Paper Statement
  • $15.00 monthly maintemance fee
  • Credits $.40 per item, Debits $.19 per item and Deposited Items $.12 per item
  • Coin & Currency Deposited $1.50 per $1,000.00
  • Earnings Credit Allowance on deposit balances may offset activity fees

Community Checking

$50 No No No
  • Complimentary Business Quick Card Debit Card
  • eBusiness Manager (Tier 1 - Cash Management Services)
Business First
$50
Yes
Yes
No
  • $50.00 minimum to open
  • Complimentary eStatement or Paper Statement
  • $9.95 monthly maintenance fee
  • 20 pinless debit card transactions over $25.00 per month OR $500.00 minimum balance required to refund the monthly maintenance fee
  • 250 items processed per statement cycle at no charge
  • $.45 per item over 250 (credits, debits, deposited items)
  • Coin & Currency deposited: First $5,000.00 deposited per month is Complimentary ($1.50 per $1,000.00 after $5,000.00)
  • No Interest earnings
Business Plus
$50
Yes
Yes
No
  • $50.00 minimum to open
  • Complimentary eStatement or Paper Statement
  • $15.00 monthly maintenance fee
  • $3,000.00 minimum balance to avoid the monthly maintenance fee
  • 500 items processed per statement cycle at no charge
  • $.45 per item over 500 (credits, debits, deposited items)
  • Coin & Currency deposited: First $10,000.00 deposited per month is Complimentary ($1.50 per $1,000.00 after $10,000.00)
  • No Interest earnings
Business Interest
$50
Yes
Yes
Yes
  • Complimentary eStatement
  • Paper Statements available for $3.00 per month
  • $15.00 monthly maintenance fee
  • $2,000.00 minimum balance OR $10,000.00 in deposits to avoid the monthly maintenance fee
  • Interest bearing account
  • 250 items processed per statement cycle at no charge
  • $.45 per item over 250 (credits, debits, deposited items)
  • Coin & Currency deposited: First $5,000.00 deposited per month is Complimentary ($1.50 per $1,000.00 after $5,000.00)
Commercial Checking
$50
No
Yes
No
  • Free eStatement or Paper Statement
  • $15.00 monthly maintemance fee
  • Credits $.40 per item, Debits $.19 per item and Deposited Items $.12 per item
  • Coin & Currency Deposited $1.50 per $1,000.00
  • Earnings Credit Allowance on deposit balances may offset activity fees
Community Checking
$50
No
No
No
  • Complimentary Business Quick Card Debit Card
  • eBusiness Manager (Tier 1 - Cash Management Services)

CresCom Bank

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