Savings

From the young saver to the seasoned saver, CresCom Bank offers a great place to safely keep your nest egg. To find out about other options on how to make your dollar go further, visit our certificates of deposit section.

For more informaiton, please call us 855-CRESCOM (855-273-7266).

Savings Account Type

Minimum To Open Balance Requirement Service Charge Earns Interest Details

Young Savers

$25 Yes* No** Yes
  • Add funds any time 

  • FREE Online Banking

*Requires a minimum balance of $25 to earn interest.

**After the first three withdrawals or transfers each month, a per withdrawal charge of $2 will be imposed

Statement Savings

$25 Yes* Yes** Yes
  • Add funds any time
  • FREE Online Banking
  • Tiered interest rates
  • Balances $25,000 and over earn higher tiered rates
  • 3 month balance builder

*Requires a minimum balance of $100 after 3 months to avoid a $2 monthly service charge

**After the first three withdrawals or transfers each month, a per withdrawal charge of $2 will be imposed 

Pay You First

$0 No* No** Yes
  • No minimum to open 
  • No minimum balance required
  • Set up a monthly $25 automatic transfer from a CresCom checking account
  • Customize account to allow larger or more frequent transfers

 *At least one $25 or greater auto credit transfer a month to avoid a $2 service charge. 

**3 withdrawal or debit transfers per month, additional withdrawals or debit transfers are $2 each. 

IRA Savings

$50 No No Yes
  • Variable rate with no fixed term, no penalty for withdrawal
  • Contributions and Distributions are subject to IRS Laws
  • Can roll over traditional or ROTH IRAs
Young Savers
$25
Yes*
No**
Yes
  • Add funds any time 

  • FREE Online Banking

*Requires a minimum balance of $25 to earn interest.

**After the first three withdrawals or transfers each month, a per withdrawal charge of $2 will be imposed

Statement Savings
$25
Yes*
Yes**
Yes
  • Add funds any time
  • FREE Online Banking
  • Tiered interest rates
  • Balances $25,000 and over earn higher tiered rates
  • 3 month balance builder

*Requires a minimum balance of $100 after 3 months to avoid a $2 monthly service charge

**After the first three withdrawals or transfers each month, a per withdrawal charge of $2 will be imposed 

Pay You First
$0
No*
No**
Yes
  • No minimum to open 
  • No minimum balance required
  • Set up a monthly $25 automatic transfer from a CresCom checking account
  • Customize account to allow larger or more frequent transfers

 *At least one $25 or greater auto credit transfer a month to avoid a $2 service charge. 

**3 withdrawal or debit transfers per month, additional withdrawals or debit transfers are $2 each. 

IRA Savings
$50
No
No
Yes
  • Variable rate with no fixed term, no penalty for withdrawal
  • Contributions and Distributions are subject to IRS Laws
  • Can roll over traditional or ROTH IRAs


You are now leaving our site

By continuing, you will be leaving the CresCom website. CresCom is not responsible for the accuracy of information provided nor the safety of the website.

Click here to continue and leave the CresCom website.