Find The Right Loan For You
CresCom bank offers a wide variety of loans that will satisfy the needs and wants of our customers. It's still early in 2014, and it's not too late to accomplish those new years resolutions. Do you still want to get that new car? A new home? A new boat for the upcoming summer season? We have the right loan for you with smooth approval and closing processes. CresCom offers residential and construction mortgage loans, commercial loans, home equity loans, consumer loans and residential lot loans.
It can sometimes be difficult to decide what loan might be right for you. For example, if you are planning a minor home renovation or building your new dream home CresCom's home equity loan or a construction mortgage loan might be the right loan for you. However, if you need to cover the remainder of your school tuition, are wanting to buy a new car or are trying to build credit, a consumer loan might be the right loan for you. Read through the following descriptions of our various loan options to find the best loan for you.
Residential Lot Loans and Construction Mortgage Loans
CresCom Bank offers construction loan financing to cover residential housing projects. For those customers interested in building a dream home, this loan has great rates, short-term loan options, and construction-permanent loans with one closing.
We offer various types of commercial loans that can provide a growing business the unique financing needs it requires to be successful. These options include: fixed-asset purchases, real estate, vehicles and working capital. Equipment loans allow you to finance the purchases of computers, vehicles and industry-specific equipment. Lines of Credit can provide short term cash flow for working capital requirements. Businesses even have the option to attain corporate credit cards. Efficient approval and closing processes allow our customers to stay focused on their business operations.
Home Equity Loans
CresCom's home equity loans are secured by a second mortgage allowing homeowners to borrow against the equity of their home. Borrowing against the equity of your home allows your rate to be lower than conventional loans or credit cards. Various payment plans are offered to fit every budget.
We offer a wide variety of consumer loans for varying personal needs. These loans include, but are not limited to, a car loan, boat loan or an unsecured loan for personal needs. All loans are typically secured with the asset being financed but can include certificates of deposit or publicly traded securities. CresCom offers competitive rates, convenient terms, and automatically deductible payments.
We can minimize the stress of taking out a loan by making the payments easier and more affordable. CresCom bank employs friendly, genuine loan officers that can walk you through every step and make applying for a loan a walk in the park. Call (843) 723– 7700 (Charleston) or (843) 626 – 2200 (Myrtle Beach), or visit on of our 12 branches to find out more information about CresCom's various loan options.
Spring forward and take that next step by talking with a CresCom Bank loan officer today!